Spread the cost of your project with Iwoca Pay

Since 2025 we have offered Iwoca Pay, so you can spread the cost of your project over up to 12 months instead of paying in one go.
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Two small business owners smiling while reviewing social media growth on a tablet

Getting the work you need without the cash flow hit

Good marketing work is an investment, and cash flow is the reason a lot of small businesses settle for less than they need. Iwoca Pay gives you a finance facility at the point of purchase, so you can spread payment over up to 12 months without going through the process of applying for a business loan. For you that means the project gets built to the standard it should be rather than cut back to fit this month’s budget. To be clear about how it works, we are not the lender. Iwoca is. They make the lending decision and set the terms, and we simply give you the option at checkout. If it suits you, use it. If it does not, nothing changes.